Hope you all had a wonderful New Year. Mine was quite possibly the best I have ever had, and there I was worrying I was in for another let down!
I've decided 2012 is the year in which I will save save SAVE to start the beginnings of a house deposit/ general lump of money. I'm not too bad with saving at the moment but I have gone ahead and drawn up a fabulous budget to work with this year. Helps so much to write it all down and set some serious goals!
Now there is another concept I am going to roll with this year . Instead of purchasing the things I want when I want, I am going to put money aside and get them when I have earned them. I hope this will help me stick to my budget and cull unnecessary purchases. And after all, I do enjoy buying nice things and this is a good way to continue doing that.
I've got two things on my mind so far, the first being a Kindle.
I am an avid reader and I love it dearly but the last few years between work, uni, seeing T and life in general I barley read a book anymore. This is so disappointing to me! In 2012 i'd really like to stop playing on my iPhone every night ( or waking moment.....) and read instead. As books are quite costly and I can't get to the library as often as I would like, I think this will be a perfect solution!
Won't take long to save for this one!
Secondly, I am in dire need of a new wallet. I have a Mimco wallet that is cream, or should I say WAS cream and has seen better days. Also, it is the type that fold into itself which I find quite annoying, I'd prefer a long style wallet.
I have two contenders in mind, both fiercely biding for my attention.
Large YSL CHYC Wallet
YSL Y-Mail Zip Wallet
These are certainly bigger ticket items which will take longer to save for, but as I stick with the same wallet for years I think it will be well worth it. I love them both which is the only problem!
I have certainly noticed a change with myself over the last year, I am less inclined to impulse purchase. I am hoping that by saving for the things I really want I will continue to make wise purchases and limit the amount of junk I bring into my life.
Are you saving for anything special? Do you have a Kindle? Which wallet do you prefer?